{
  "_metadata": {
    "source": "https://simbli.eboardsolutions.com/Policy/ViewPolicy.aspx?S=36030397&revid=plus5hccmtNiWDL5YnKwfITHg==",
    "scrapedAt": "2026-05-24T20:11:49.868Z",
    "method": "Playwright + Simbli ViewPolicy API scraper"
  },
  "code": "3530",
  "title": "Risk Management/Insurance",
  "type": "AR",
  "section": "3000",
  "lastRevised": "02/10/2021",
  "lastReviewed": "02/10/2021",
  "hasAttachment": false,
  "revid": "plus5hccmtNiWDL5YnKwfITHg==",
  "contentHtml": "<html>\n<head>\n\t<title></title>\n\t<link href=\"https://simbli.eboardsolutions.com/ckeditor/plugins/lance/css/annotate.css\" rel=\"stylesheet\" type=\"text/css\">\n\t<link href=\"/ckeditor/plugins/lite/css/lite.css?n=1234671010\" id=\"__lite__css__\" rel=\"stylesheet\" type=\"text/css\">\n\t<link href=\"https://simbli.eboardsolutions.com/ckeditor/plugins/lite/css/opentip.css\" id=\"__lite_tt_css__\" rel=\"stylesheet\" type=\"text/css\">\n\t<link href=\"https://svc.webspellchecker.net/spellcheck31/wscbundle/css/wsc.css\" rel=\"stylesheet\" type=\"text/css\">\n\t<link href=\"https://simbli.eboardsolutions.com/ckeditor/plugins/lance/css/annotate.css\" rel=\"stylesheet\" type=\"text/css\">\n</head>\n\n<body data-gramm_editor=\"false\" data-wsc-instance=\"true\">\n<p><span style=\"tab-stops:right 463.5pt\"><strong>Risk Management</strong></span><br>\n<br>\n<span style=\"tab-stops:right 463.5pt\">The Superintendent or designee shall take action to:</span></p>\n\n<ol>\n\t<li>Identify the risks inherent in the operation of district programs, including physical sites, educational and experiential programs, computer networks and systems, employment and staffing, and transportation services, using methods that may include, but are not limited to, physical inspections, surveys, staff interviews, compliance reviews, contract reviews, review of policies and procedures, and consultation with experts<br>\n\t&nbsp;</li>\n\t<li><span style=\"tab-stops:right 463.5pt\">Analyze, evaluate, and prioritize identified risks based on the frequency and likelihood of the risk and the potential impact to the district</span><br>\n\t&nbsp;</li>\n\t<li><span style=\"tab-stops:right 463.5pt\">Develop strategies to reduce or mitigate risks such as new or modified policies, processes, or procedures; training or loss prevention programs; and/or additional or repairs to equipment, real property, computer networks, or other physical assets</span><br>\n\t&nbsp;</li>\n\t<li>Implement strategies to promote safety and prevent loss, taking into account the nature of the risks, the associated exposures, and the costs and benefits associated with the proposed response<br>\n\t&nbsp;</li>\n\t<li><span style=\"tab-stops:right 463.5pt\">Mitigate potential loss following an incident through activities such as effective claims management, litigation management, disaster recovery, or a modified duty program for workers&#39; compensation</span></li>\n</ol>\n\n<p>The Superintendent or designee shall advise the Governing Board of any needed action requiring Board approval.<br>\n<br>\nFollowing any incident resulting in potential or actual harm or injury to a person or damage to property, staff shall promptly document the date and time of the incident, a description of the incident, and any persons present.<br>\n<br>\n<span style=\"tab-stops:right 463.5pt\">Employees are expected to take reasonable precautions for the care and safety of the school equipment with which they have been entrusted.&nbsp; Employees may be held responsible for recurring damage or losses that occur due to their negligence or lack of supervision.&nbsp;</span><br>\n<br>\n<span style=\"tab-stops:right 463.5pt\">Responsibilities related to safety and loss control shall be included in employee job descriptions.</span><br>\n<br>\n<span style=\"tab-stops:right 463.5pt\"><strong>Insurance</strong></span><br>\n<br>\n<span style=\"tab-stops:right 463.5pt\">Insurance or risk pooled coverage shall include, but may not be limited to:</span></p>\n\n<ol>\n\t<li><span style=\"tab-stops:right 463.5pt\">Liability insurance&nbsp;(Education Code 35200-35214)</span><br>\n\t&nbsp;</li>\n\t<li><span style=\"tab-stops:right 463.5pt\">Insurance against fire or other property (Education Code 17565)</span><br>\n\t&nbsp;</li>\n\t<li><span style=\"tab-stops:right 463.5pt\">Workers&#39; compensation insurance&nbsp;(Labor Code 3700)</span><br>\n\t&nbsp;</li>\n\t<li><span style=\"tab-stops:right 463.5pt\">Fidelity bond insurance for employees whose duty includes handling district funds, and other employees as needed&nbsp;(Education Code 41021)</span></li>\n</ol>\n</body>\n</html>\n",
  "contentText": "Risk Management\n\nThe Superintendent or designee shall take action to:\n\n- Identify the risks inherent in the operation of district programs, including physical sites, educational and experiential programs, computer networks and systems, employment and staffing, and transportation services, using methods that may include, but are not limited to, physical inspections, surveys, staff interviews, compliance reviews, contract reviews, review of policies and procedures, and consultation with experts\n\n- Analyze, evaluate, and prioritize identified risks based on the frequency and likelihood of the risk and the potential impact to the district\n\n- Develop strategies to reduce or mitigate risks such as new or modified policies, processes, or procedures; training or loss prevention programs; and/or additional or repairs to equipment, real property, computer networks, or other physical assets\n\n- Implement strategies to promote safety and prevent loss, taking into account the nature of the risks, the associated exposures, and the costs and benefits associated with the proposed response\n\n- Mitigate potential loss following an incident through activities such as effective claims management, litigation management, disaster recovery, or a modified duty program for workers' compensation\n\nThe Superintendent or designee shall advise the Governing Board of any needed action requiring Board approval.\n\nFollowing any incident resulting in potential or actual harm or injury to a person or damage to property, staff shall promptly document the date and time of the incident, a description of the incident, and any persons present.\n\nEmployees are expected to take reasonable precautions for the care and safety of the school equipment with which they have been entrusted.  Employees may be held responsible for recurring damage or losses that occur due to their negligence or lack of supervision. \n\nResponsibilities related to safety and loss control shall be included in employee job descriptions.\n\nInsurance\n\nInsurance or risk pooled coverage shall include, but may not be limited to:\n\n- Liability insurance (Education Code 35200-35214)\n\n- Insurance against fire or other property (Education Code 17565)\n\n- Workers' compensation insurance (Labor Code 3700)\n\n- Fidelity bond insurance for employees whose duty includes handling district funds, and other employees as needed (Education Code 41021)",
  "footnotes": [
    {
      "type": "State",
      "references": [
        {
          "code": "Ed. Code 17029.5",
          "description": "Contract funding; board liability",
          "url": "http://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=17029.5.&lawCode=EDC"
        },
        {
          "code": "Ed. Code 17565-17592.5",
          "description": "Board duties; management and control of school property",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=EDC&division=1.&title=1.&part=10.5.&chapter=5.&article=1."
        },
        {
          "code": "Ed. Code 32350",
          "description": "Liability on equipment loaned to district",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=EDC&division=1.&title=1.&part=19.&chapter=3.&article=6."
        },
        {
          "code": "Ed. Code 35162",
          "description": "Power to sue, be sued, hold and convey property",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=EDC&sectionNum=35162."
        },
        {
          "code": "Ed. Code 35200-35214",
          "description": "Liabilities",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=EDC&division=3.&title=2.&part=21.&chapter=2.&article=6."
        },
        {
          "code": "Ed. Code 35208",
          "description": "Liability insurance",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=EDC&sectionNum=35208."
        },
        {
          "code": "Ed. Code 35211",
          "description": "Driver training civil liability insurance",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=EDC&sectionNum=35211."
        },
        {
          "code": "Ed. Code 35213",
          "description": "Reimbursement for loss or damage of personal property",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=EDC&sectionNum=35213."
        },
        {
          "code": "Ed. Code 35214",
          "description": "Liability insurance (self-insurance or a combination of self-insurance and insurance through an insurance company)",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=EDC&sectionNum=35214."
        },
        {
          "code": "Ed. Code 35331",
          "description": "Provision for medical or hospital service for pupils (on field trips)",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=EDC&sectionNum=35331."
        },
        {
          "code": "Ed. Code 39837",
          "description": "Transportation to summer employment program",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=EDC&sectionNum=39837."
        },
        {
          "code": "Ed. Code 41021",
          "description": "Requirement for employee's indemnity bond",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=EDC&sectionNum=41021."
        },
        {
          "code": "Ed. Code 44873",
          "description": "Qualifications for physician (liability coverage)",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=EDC&sectionNum=44873."
        },
        {
          "code": "Ed. Code 49470-49474",
          "description": "District medical services and insurance",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=EDC&division=4.&title=2.&part=27.&chapter=9.&article=5."
        },
        {
          "code": "Gov. Code 820.9",
          "description": "Members of local public boards not vicariously liable",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=GOV&sectionNum=820.9."
        },
        {
          "code": "Gov. Code 831.7",
          "description": "Hazardous recreational activities",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=GOV&sectionNum=831.7."
        },
        {
          "code": "Gov. Code 989-991.2",
          "description": "Local public entity insurance",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=GOV&division=3.6.&title=1.&part=6.&chapter=&article="
        },
        {
          "code": "Lab. Code 3200-4856",
          "description": "Workers' compensation",
          "url": "https://leginfo.legislature.ca.gov/faces/codes_displayexpandedbranch.xhtml?tocCode=LAB&division=4.&title=&part=&chapter=&article=&nodetreepath=5"
        }
      ]
    },
    {
      "type": "Management Resources",
      "references": [
        {
          "code": "Website",
          "description": "CSBA District and County Office of Education Legal Services",
          "url": "https://legalservices.csba.org/"
        },
        {
          "code": "Website",
          "description": "Public Agency Risk Management Association",
          "url": "https://www.parma.com"
        },
        {
          "code": "Website",
          "description": "California Department of Industrial Relations, Division of Occupational Safety and Health",
          "url": "https://www.dir.ca.gov/dosh"
        },
        {
          "code": "Website",
          "description": "California Association of Joint Powers Authorities",
          "url": "https://www.cajpa.org"
        },
        {
          "code": "Website",
          "description": "California Association of School Business Officials",
          "url": "http://www.casbo.org"
        }
      ]
    }
  ],
  "crossRefs": [
    {
      "code": "0410",
      "title": "Nondiscrimination In District Programs And Activities",
      "type": "AR"
    },
    {
      "code": "0450",
      "title": "Comprehensive Safety Plan",
      "type": "AR"
    },
    {
      "code": "0450",
      "title": "Comprehensive Safety Plan",
      "type": "AR"
    },
    {
      "code": "1240",
      "title": "Volunteer Assistance",
      "type": "AR"
    },
    {
      "code": "1240",
      "title": "Volunteer Assistance",
      "type": "AR"
    },
    {
      "code": "1330",
      "title": "Use Of School Facilities",
      "type": "AR"
    },
    {
      "code": "1330",
      "title": "Use Of School Facilities",
      "type": "AR"
    },
    {
      "code": "1330.1",
      "title": "Joint Use Agreements",
      "type": "AR"
    },
    {
      "code": "3000",
      "title": "Concepts And Roles",
      "type": "AR"
    },
    {
      "code": "3314.2",
      "title": "Revolving Funds",
      "type": "AR"
    },
    {
      "code": "3320",
      "title": "Claims And Actions Against The District",
      "type": "AR"
    },
    {
      "code": "3320",
      "title": "Claims And Actions Against The District",
      "type": "AR"
    },
    {
      "code": "3320-E PDF(1)",
      "title": "Claims And Actions Against The District",
      "type": "AR"
    },
    {
      "code": "3320-E PDF(2)",
      "title": "Claims And Actions Against The District",
      "type": "AR"
    },
    {
      "code": "3400",
      "title": "Management Of District Assets/Accounts",
      "type": "AR"
    },
    {
      "code": "3400",
      "title": "Management Of District Assets/Accounts",
      "type": "AR"
    },
    {
      "code": "3430",
      "title": "Investing",
      "type": "AR"
    },
    {
      "code": "3430",
      "title": "Investing",
      "type": "AR"
    },
    {
      "code": "3440",
      "title": "Inventories",
      "type": "AR"
    },
    {
      "code": "3452",
      "title": "Student Activity Funds",
      "type": "AR"
    },
    {
      "code": "3512",
      "title": "Equipment",
      "type": "AR"
    },
    {
      "code": "3514",
      "title": "Environmental Safety",
      "type": "AR"
    },
    {
      "code": "3514",
      "title": "Environmental Safety",
      "type": "AR"
    },
    {
      "code": "3514.1",
      "title": "Hazardous Substances",
      "type": "AR"
    },
    {
      "code": "3514.1",
      "title": "Hazardous Substances",
      "type": "AR"
    },
    {
      "code": "3515",
      "title": "Campus Security",
      "type": "AR"
    },
    {
      "code": "3515",
      "title": "Campus Security",
      "type": "AR"
    },
    {
      "code": "3515.21",
      "title": "Unmanned Aircraft Systems (Drones)",
      "type": "AR"
    },
    {
      "code": "3515.4",
      "title": "Recovery For Property Loss Or Damage",
      "type": "AR"
    },
    {
      "code": "3515.4",
      "title": "Recovery For Property Loss Or Damage",
      "type": "AR"
    },
    {
      "code": "3516",
      "title": "Emergencies And Disaster Preparedness Plan",
      "type": "AR"
    },
    {
      "code": "3516",
      "title": "Emergencies And Disaster Preparedness Plan",
      "type": "AR"
    },
    {
      "code": "3541.1",
      "title": "Transportation For School-Related Trips",
      "type": "AR"
    },
    {
      "code": "3543",
      "title": "Transportation Safety And Emergencies",
      "type": "AR"
    },
    {
      "code": "4030",
      "title": "Nondiscrimination In Employment",
      "type": "AR"
    },
    {
      "code": "4030",
      "title": "Nondiscrimination In Employment",
      "type": "AR"
    },
    {
      "code": "4112.42",
      "title": "Drug And Alcohol Testing For School Bus Drivers",
      "type": "AR"
    },
    {
      "code": "4113.4",
      "title": "Temporary Modified/Light-Duty Assignment",
      "type": "AR"
    },
    {
      "code": "4119.11",
      "title": "Sexual Harassment",
      "type": "AR"
    },
    {
      "code": "4119.11",
      "title": "Sexual Harassment",
      "type": "AR"
    },
    {
      "code": "4119.42",
      "title": "Exposure Control Plan For Bloodborne Pathogens",
      "type": "AR"
    },
    {
      "code": "4119.42",
      "title": "Exposure Control Plan For Bloodborne Pathogens",
      "type": "AR"
    },
    {
      "code": "4119.42-E PDF(1)",
      "title": "Exposure Control Plan For Bloodborne Pathogens",
      "type": "AR"
    },
    {
      "code": "4154",
      "title": "Health And Welfare Benefits",
      "type": "AR"
    },
    {
      "code": "4156.3",
      "title": "Employee Property Reimbursement",
      "type": "AR"
    },
    {
      "code": "4157",
      "title": "Employee Safety",
      "type": "AR"
    },
    {
      "code": "4157",
      "title": "Employee Safety",
      "type": "AR"
    },
    {
      "code": "4157.1",
      "title": "Work-Related Injuries",
      "type": "AR"
    },
    {
      "code": "4158",
      "title": "Employee Security",
      "type": "AR"
    },
    {
      "code": "4158",
      "title": "Employee Security",
      "type": "AR"
    },
    {
      "code": "4213.4",
      "title": "Temporary Modified/Light-Duty Assignment",
      "type": "AR"
    },
    {
      "code": "4219.11",
      "title": "Sexual Harassment",
      "type": "AR"
    },
    {
      "code": "4219.11",
      "title": "Sexual Harassment",
      "type": "AR"
    },
    {
      "code": "4219.42",
      "title": "Exposure Control Plan For Bloodborne Pathogens",
      "type": "AR"
    },
    {
      "code": "4219.42",
      "title": "Exposure Control Plan For Bloodborne Pathogens",
      "type": "AR"
    },
    {
      "code": "4254",
      "title": "Health And Welfare Benefits",
      "type": "AR"
    },
    {
      "code": "4257",
      "title": "Employee Safety",
      "type": "AR"
    },
    {
      "code": "4257",
      "title": "Employee Safety",
      "type": "AR"
    },
    {
      "code": "4258",
      "title": "Employee Security",
      "type": "AR"
    },
    {
      "code": "4258",
      "title": "Employee Security",
      "type": "AR"
    },
    {
      "code": "4313.4",
      "title": "Temporary Modified/Light-Duty Assignment",
      "type": "AR"
    },
    {
      "code": "4319.11",
      "title": "Sexual Harassment",
      "type": "AR"
    },
    {
      "code": "4319.11",
      "title": "Sexual Harassment",
      "type": "AR"
    },
    {
      "code": "4319.42",
      "title": "Exposure Control Plan For Bloodborne Pathogens",
      "type": "AR"
    },
    {
      "code": "4319.42",
      "title": "Exposure Control Plan For Bloodborne Pathogens",
      "type": "AR"
    },
    {
      "code": "4354",
      "title": "Health And Welfare Benefits",
      "type": "AR"
    },
    {
      "code": "4357",
      "title": "Employee Safety",
      "type": "AR"
    },
    {
      "code": "4357",
      "title": "Employee Safety",
      "type": "AR"
    },
    {
      "code": "4358",
      "title": "Employee Security",
      "type": "AR"
    },
    {
      "code": "4358",
      "title": "Employee Security",
      "type": "AR"
    },
    {
      "code": "5131.1",
      "title": "Bus Conduct",
      "type": "AR"
    },
    {
      "code": "5131.1",
      "title": "Bus Conduct",
      "type": "AR"
    },
    {
      "code": "5141",
      "title": "Health Care And Emergencies",
      "type": "AR"
    },
    {
      "code": "5141",
      "title": "Health Care And Emergencies",
      "type": "AR"
    },
    {
      "code": "5141.23",
      "title": "Asthma Management",
      "type": "AR"
    },
    {
      "code": "5141.23",
      "title": "Asthma Management",
      "type": "AR"
    },
    {
      "code": "5142",
      "title": "Safety",
      "type": "AR"
    },
    {
      "code": "5142",
      "title": "Safety",
      "type": "AR"
    },
    {
      "code": "5143",
      "title": "Insurance",
      "type": "AR"
    },
    {
      "code": "5145.3",
      "title": "Nondiscrimination/Harassment",
      "type": "AR"
    },
    {
      "code": "5145.3",
      "title": "Nondiscrimination/Harassment",
      "type": "AR"
    },
    {
      "code": "5145.7",
      "title": "Sexual Harassment",
      "type": "AR"
    },
    {
      "code": "5145.7",
      "title": "Sexual Harassment",
      "type": "AR"
    },
    {
      "code": "6153",
      "title": "School-Sponsored Trips",
      "type": "AR"
    },
    {
      "code": "6153",
      "title": "School-Sponsored Trips",
      "type": "AR"
    },
    {
      "code": "6162.6",
      "title": "Use Of Copyrighted Materials",
      "type": "AR"
    },
    {
      "code": "6162.6",
      "title": "Use Of Copyrighted Materials",
      "type": "AR"
    },
    {
      "code": "6163.2",
      "title": "Animals At School",
      "type": "AR"
    },
    {
      "code": "6163.2",
      "title": "Animals At School",
      "type": "AR"
    },
    {
      "code": "7160",
      "title": "Charter School Facilities",
      "type": "AR"
    },
    {
      "code": "7160",
      "title": "Charter School Facilities",
      "type": "AR"
    },
    {
      "code": "9260",
      "title": "Legal Protection",
      "type": "AR"
    }
  ],
  "attachments": []
}
